My cat Zippy was diagnosed with hypothyroidism. The choices were to give him pills for the rest of his life or radio iodine therapy that was very costly. If I didn't have insurance for the therapy his life would have been cut much shorter. The claim process was easy and handled in a timely manner. I know there are a lot of pet insurance companies out there and I could probably shop for a "better deal" but so far ASPCA pet insurance has been very good to me and my Zippy.