Murphy had an eye injury that could have resulted in his eye being removed. However, we were put in contact with the only animal eye specialist in Kansas and he is doing just fine. ASPCA paid all covered expenses. Murphy and his mother, Allie are rescue Shih Tzu we adopted 1 1/2 years ago from LAPP. We renewed our ASPCA policies again, but hope we don't have to collect in 2016! Thank you very much.