My Golden Retriever, Clover, was quite ill and had to be in a Veterinary Hospital for a few days. Many test were done and the cost was quite substantial. The information was sent into ASPCA. I have Option 3 but did not think that it was going to cover much of the amount of money I had to pay. Well, I was very surprised and so very pleased with the coverage. Almost the total bill was covered. ASPCA also called to find out how she was doing.