We selected Healthy Paws in 2011 when our first dog Diesel was a puppy and could have been nicknamed "crash." Fortunately, he grew up a little and we didn't have to use it. When we got our second dog Luna in 2013 we added her immediately. We are so glad we did as this year, Luna has had more than her fair share of vet visits. She was hit by a car in February, tore a cruciate in March and had TTA surgery, followed by rehab, and just a few weeks ago tore her meniscus in the same leg and had to have another surgery. Every time we submit a claim, it is processed and paid with no questions and no delay (usually within 10 days). It's been a rough year for Luna, but Healthy Paws has allowed us to focus on her recovery instead of worrying how we are going to pay her vet bills.