Healthy Paws is absolutely amazing! I signed up both my Italian Greyhounds a little over a year ago. I initially debated on whether or not I should get insurance for them because both of them were healthy, but since I'm a teacher, I knew I couldn't afford large vet bills if they ever did become sick or injured. Thank God Almighty that I did! A few weeks ago, a mass was found in one of my dog's lungs. It needed to be removed and biopsied. Thank goodness she is Cancer free!! However, if she had not been, I would've had to figure out how to pay for Chemo and Radiation as well. My Shiloh is only 7 years young. :) If I had not had insurance for her, I would've been approximately $7,500 and that would not have included chemo and radiation. That was only for tests like xrays, CT scan, surgery, and a 2 day hospital stay following surgery. Having always had healthy pups, I never imagined that vet bills could be so increadibly high. Being a teacher, if I did not have Healthy Paws, I would've had to go through the heartache of knowing for a fact that I could not afford not even a quarter of that amount for her care. I would've felt guilty for the rest of my life knowing that I was not able to provide proper care for her. Thank goodness for Healthy Paws! Healthy Paws processed my claims so very quickly! I submitted them right under a minute right online. I couldn't believe how easy it was! I also received their checks in the mail very quickly as well. They truly have been with me every step of the way. They will be there every step of the way for you too. They truly mean what they say. By the way, if you email them about a question you may have, they get back to you sometimes within minutes. Really?!? Wow! They even sent me an email today asking me how my little girl was feeling after her major surgery (one of her lung lobes had to be removed,,, incision is 8 inches long... that's HUGE for a 22 lb dog). If you are debating on whether or not to get insuramce for your pups or cat or which company you should go with, do it and trust no one else but Healthy Paws. They are worth every single penny to have them by your side. Healthy Paws... you're the best!!Thank you so much for the kindness and concern you have shown both me and my Shiloh! Shiloh and Khaleesi will be Healthy Paws pups for life!