We have field trial golden retrievers that are near and dear to us. We have gotten pet insurance for almost 20 years with various companies and have been with Embrace since almost their inception. Our 2 goldens were started with Embrace since they were puppies. Our next puppy (soon to be born) will be insured with Embrace. Caring people. Super quick turnaround. Direct deposit - great when we're on the road or away from home for treatment. Easy to work with. Honest.