We have a Rottweiler insured with Trupanion and unfortunately he has had a hip replacement, crochet ligament surgery and has a lesion on his spine causing him to not feel his back legs. Trupanion has covered the claims without a moment's hesitation, helping us to take care of our beloved family member. I use a credit card and before the bill arrives, the check from Trupanion arrives. Highly recommend this to anyone with a pet. Veterinary bills are very expensive and I never want to have to choose between taking care of our dog or paying the bills.