I had a pet before that had huge bills. When I got my newest dog, I didn't want to be out in the position of having to make a tough choice if I couldn't come up with funds to treat her. I have had a Lifetime policy and so so glad I did! My precious little dog had to have surgery and I didn't have to worry about paying for it! My policy covered the bill minus my deductible...they covered 90%‼️ so instead of me worrying! I paid it and in less than a month I had my portion back! Thank you Petfirst for being there for us! I sing your praises every day!