We spent the 4th of July with a sick dog. He threw up and had diarrhea throughout the day. After a few hours of it not improving we took him to the Animal Hospital. They determined that he did not swallow any foreign objects and checked his blood for any other concerns. He was rehydrated and put on medication to help him recover. Gratefully he did quickly. But the hospital bill was over $800. Within days of submitting to we received a message with the amount we would be refunded from Healthy Paws. A check followed shortly thereafter as did an email asking if our dog was feeling better. We are very happy with their speed of service and percentage we are refunded quickly.