After much research, I decided to go with Healthy Paws. I liked the different plans to choose from and the positive reviews. We adopted our greyhound on the 29th of November, 2014. I started the insurance in May, thinking it would "hopefully" be a long time before I ever had to use it since Gracie was only 4. Well, unfortunately, I have already had to file two claims!! The first was in August for a painful backside for which she was given some pain meds, so that went towards my $250.00 deductible. Then, on September 9th, she vomited blood!! We rushed her to the E-Vet where numerous tests were done. It was reassuring to know that I didn't have to worry about how much it might all cost. The doctors and I could just concentrate on what was wrong with my sweet Gracie and how best to treat her. The diagnosis was a bleeding stomach ulcer. She spent the night and was given IV fluids, several meds and monitored all night. The bill was almost 1200.00. The Healthy Paw's app makes filing a claim so easy! You take a picture of the invoice and send it right to them. I recieved a check in the mail a few days ago! I am so thankful that my sweet girl is feeling better and that I don't have to worry about having a big visa bill. I was also quite pleased to receive an email from Healthy Paws asking how Gracie was feeling and wishing her well!! It was unexpected and appreciated!! I wholeheartedly recommend them. You won't be disappointed!