My 5 y/o spayed lab is the sweetest, clumsiest dog. When I noticed her abnormal dew claw my vet took her immediately. After the surgery and recovery she had her annual wellness. She has also been on Trifexis since Comfortis and Advantage upgraded. No problems. I never expected to get reimbursement for her wellness. I knew the surgery would be covered. What a pleasant surprise to have 2 checks arrive. Our hot water heater went belly-up and the checks covered everything. I just wish human insurance was this good. Full disclosure, immediate returns, consistent and frequent communication whether or not there are any glitches. What a great group of people. Thank you again Embrace team.