My dogs are very active and injuries seem to come with the territory. Recently, we were on vacation and all three of our dogs killed a porcupine. They were covered in quills...each had multiple surgeries over the course of a week to remove the quills from their mouths, throats, paws, chest, etc. It was a nightmare and one week of care amounted in over $3000. Healthy Paws covered a huge chunk of our expenses and had a check to us in 4 days. They are incredible. I recommend them to every person I know with pets.