Our dog seems to visit her doctor more than our children. This visit was simply routine. The claim process through Embrace is the most efficient we've experienced. We receive friendly emails during the process informing us of the status of our claim. Reimbursements are made directly to our account. Most of our dog's health concerns are covered. Embrace is quick and responsive, and the process is seamless. One less thing to be concerned about during our busy day! Thank you.