I learned about Embrace pet insurance at the HSUS Expo 2015. I was offered a two month trial and although I was skeptical, I took it. Towards the end of the trial a visit to the vet revealed my cat, Bindi, was in chronic renal failure. It came on very suddenly and was a huge shock. After conducting Bindi's health record review Embrace covered everything ordered by the vet. Dealing with CRF is very stressful, but knowing Embrace is there to help with the financial strain makes it a little easier. Everyone at Embrace is very nice, helpful and patient.