My two year old cat "Molly" has severe allergies and just had hip surgery to remove the left femoral head due to a fracture.
Healthy Paws has totally exceeded my expectations with how quickly they review and send the reimbursement insurance checks (usually arrive within 3-5 days). Their customer service is remarkable!
I chose the 80% coverage for my 3 cats - I have used it for my Matty as well when he was 8 months old!
Molly's allergies are covered which was a big relief to me as well as Molly of course.
Most of the time people without insurance end up going in debt to keep their pet alive or sadly put them to sleep. I learned my lesson when another cat of mine had cancer and she did not survive but after $2,000 in medical expenses (no pet insurance) she was gone.
I did my own research as most vets don't have Healthy Paw brochures in my area. I compared all insurance companies and found Healthy Paws the most value for my money.
I love Healthy Paws!!
p.s. My vet office was quit interested so with their permission Healthy Paws sent them some brochures.