I had insurance for a couple of years when my dog was diagnosed with IMHA. Unfortunately he passed away but because of petplan we fought with everything we could do to try to beat it. Bosco was not just a dog to us but he was family, a best friend and will be missed more then he could have ever known. Having no regrets has helped the grieving process. Everyone at petplan was so nice and quick to respond during a very stressful time. I am so thankful to them for everything. Get your dog insurance, it is worth everything to be able to fight and not have finance be part of the decision. I will use petplan again if I get another dog. I can't recommended then enough.