My pet suffers from allergies and seizures. I am recently unemployed and the best decision I made was to up her accident and sickness plan to include wellness. I recently took her in for her yearly physical and vaccines and blood work to check her levels to ensure she is on the right dosage still for seizures and bought her seizure medication and shampoo. My claim came up to 289 dollars and I was reimbursed for all the wellness expenses and my accident and sickness was put towards my deductible. The claim was processed in a timely manner and recently I purchased her heart worm medication and it was fully reimbursed and this was handled within one week. Very pleased with the quick turn around time. And very happy I added wellness to my plan. She is able to receive the help she needs with little financial burden to me, loosing my job recently this is very important to me. Her wellness and health are not burdensome for me at all and I am so thankful for Pet Embrace, I did a lot of research three years ago and am thrilled I made the RIGHT CHOICE! I do tell everyone about Pet Embrace at the dog park and vet's office and my friends and family. Best decision in the world!