My 5 year old Female Bull Terrier has had an unbelievable myriad of health problems. These include the loss of 1 lung due to a foxtail inhalation that was very costly and she nearly died at UC Davis. She has also had genetic kidney issues, pancreatitis and many other health conditions. Trupanion has always paid my claims often within 7 days of submitting them. Their coverage at 90% unlimited minus my $500 deductible has been a lifesaver. Literally. Both of my Bull Terriers are insured with Trupanion. I would never own a dog without Trupanion on board.