I cannot recommend this pet insurance enough. We have had our dog for three years with no issues. One night he seemed in pain and we took him to the emergency vet. After a couple of days and numerous tests they determined he had severe pancreatitis. He was in the hospital for a total of 5 days. We would not have been able to afford keeping him in the hospital that long if we weren't going to get reimbursed for the majority of his bills. It ended up costing us about $7500 and we were reimbursed about $6100 by pet plan. Because of them we were able to give our dog the time he needed to get better.