When I signed up I gave all my dogs history.Embrace excepted my application. I've been sending in claims all year long. Not once did i get reimbursted or a letter saying why. I just got a renewel notice and it went up $ 200.00. I called to ask why it went up and why they haven't paid any claims. They told me they didn't pay because my dog had a pre-codition. THEN WHY DID YOU EXCEPT MY APPLICATION AND MY $600.00 I'm very diappointed in how you run your company.