I spent a lot of time on the internet looking for the right dog health insurance that will cover my puppy for illness or accident without any "hassles". My dog gets sick or has an accident, I get reimbursed according to my policy... period! Well, I found that Embrace Pet Insurance was rated as one of the top companies you can rely on for prompt, fair and courteous service. No one wants to see their pet get sick or hurt, but when they do, Embrace is there to ease my pain! My 18 month old Boxer has a couple of issues where my claim was faxed in by the Vet and within a day or two, Embrace emailed me they had received the claim and it was in review. A few days later I'm notified the claim has been approved and I can use their "Portal" to see what is being sent back to me! Great decision to get Embrace!