I recommend pet insurance to everyone, and I always suggest Trupanion. I've been with them for about 5 years now but have been fortunate enough not to need them, until recently. My dog has developed skin problems and we've tried every medication out there. They've issued a cheque, no questions asked, every time. Now we've come to the last resort which is a very expensive drug. Again, no issues and I receive my cheque within 5 business days EVERY TIME. They're quick to respond to any questions, and I can't even imagine what would happen if I didn't have them. Sign up with confidence.