On February 9, 2015 my cat Mademoiselle had to go through dental surgery because of Gingivitis.5 teeth had to be extracted which turned out to be a little costly ($898.97) but a great r n additional $298.56 fee. My claim was "approved" for an amount of $123.96. The claim was classified as an "allergies" problem. No coverage at all for the dental surgery. I was told that dental was not covered by my policy.After reading some of the reviews I am concerned about the allergy coverage for the future. Mademoiselle never suffered of allergy. I tried to change my policy for one that would include dental without success. I don't know if I'll renew next year.