Jessie is my mixed breed Lab/Border Collie. She was covered by Trupanion when she was roughly 9 years old. She was a rescue so her age is a guess. Within months of her coverage she developed cancer with a very grim outlook for her future. This claim was one of dozens, maybe even hundreds of claims covering Chemotherapy that was paid quickly and easily. I'm not sure if I am more thrilled about the coverage or the success of the chemotherapy. However, without Trupanion we certainly could not see the miracle of the chemo. After 2 1/2 years of diligent care, Jessie is still full of life and enjoying every day. I am happy to say that I am able to watch her slow down just, a bit, from age rather than cancer. I have lost track of how much Trupanion has paid. And although all involved know that her cancer will never be gone...we can do our best to keep it in remission while Jessie enjoys a very high level quality of life. If this sounds like a commercial...it is! I do not hesitate to tell anyone who will listen how important it is to insure your pet, no matter what their age. Do it while they are healthy, the worst thing that can happen is that your pet remains healthy and you never have to experience the heartache of making a life or death decision based on money. Her diagnostic testing alone ran into Thousands of dollars...Covered exactly as her contract reads! Trupanion is a wonderful product. If you are worried about cost...if you feed a quality dog food, it is about the same as a bag of dog food each month. My policy has saved me approximately a mortgage payment each month.