I am very happy I chose healthy paws the claims process was so easy and so fast. Great communication. No one ever wants to have to use the insurance but when major things come up its good you can make the best decision possible about your pets (my children's) health knowing you have healthy paws in your corner. I did a lot of research when shopping for insurance and they were looked over my pets history and told me right up front what would be covered. You won't be disappointed.