I have a 9 month old Labrador Retriever and when I signed up for insurance I didn't think I would collect on it for a few years. How mistaken I was. I have met my deductible and my last three claims totaled over $1,000, in which over $600 was covered by Healthy Paws. To be covered like that for a little over $42 a month is exactly the kind of insurance I was looking for. Thanks to Healthy Paws I am relieved to know I have coverage for my pet's major medical issues. I might add that my claim was settled in less than 2 days from the time I submitted the claim online. The process couldn't be easier.