Our pup Buddy had a terrible foxtail that had worked its way into his hind quarters buried deep in his fur. After several vet appointments, the vet finally figured out it was a foxtail, not a bug bit or old infection. By this time it had worked its way deep within and he had to undergo surgery to have it removed. This was an unexpected expensive little seed. But with our skilled vet and reliable responsive Healthy Paws, Buddy's seed was removed and his bills paid within 10 business days. He is healing fast and we are relieved and feeling grateful we chose healthy paws for insurance. SO WORTH IT.