Healthy Paws is wonderful! Our 4 month old puppy recently came down with a very serious infection. The medical bills were hefty and we are so grateful to have had healthy paws help us out with these bills. Healthy Paws covered absolutely everything it stated it would, and reimbursement was extremely quick. I've heard of other pet insurances where you never know how much you will be reimbursed, or if they will cover at all. This certainly is not the case with healthy paws and we couldn't be more satisfied that we chose healthy paws to help us with our puppy.