I have pet insurance for 3 dogs and it costs about $120 a month. After the first month each dog had a reason for a big vet bill. I met the deductible for each dog and began getting reimbursements back without hassle and really fast. I love the app to file claims. I got this insurance just in time. One of my dogs wound up with a mast cell tumor and I wasn't afraid to get bloodwork, biopsies, ultrasounds, and X-rays knowing that I would be covered. About a month later the same dog tore her ACL and meniscus. She needed a $3,000 surgery and I was reimbursed 90% of that. I'm so thankful I have Healthy Paws. I'm sure I'll have plenty of claims in the future with 3 dogs getting older and I can rest easy knowing I can give them care.