I will recommend Trupanion Animal Insurance to everyone I know who have animals. My little Macy suffered a serious head trauma and needed to be hospitalized for many days. She had a serious of tests done including, an MRI and a spinal tap. Needless to say, the vet bills were in excess of $4,000. I submitted my claim to Trupanion and within a few weeks time, I was reimbursed 90% of my costs...with no hassle! They are a great company to work with and my Macy has made a full recovery!