I signed my dog, Tyler, up for PetPlan just after I got him and have been very happy with them ever since. They are extremely helpful over the phone, they provide you with forms and info about what they cover on line and best of all they process claims in a timely manner. He recently had a gum infection and tooth extraction and the amount of money PetPlan reimbursed me was just about what I pay for my annual premium and I'm still covered for anything else that could happen. I encourage everyone to get insurance for their pets for several reasons. 1- You don't want to ever say, "I couldn't save my pet's life or relieve their pain because I can't afford it." 2-Accidents and illnesses happen and these days diagnostics are nearly as expensive as human tests - into thousands of dollars. 3- PetPlan covers congenital and hereditary breed specific diseases and conditions that some of the other health plans do not. We're fans. I do wish that premiums didn't go up as much as they do especially when you have a healthy dog.