I am so lucky to have found Healthy Paws Insurance. The service and follow through are amazing! My dog just had knee surgery due to an injury and the bill was $4,000. I had a $100 deductible and my plan pays 90%. I was reimbursed within a week for $3,500. My dog is on the mend, and I am not burdened by a financial catastrophe. My friend said to get pet insurance because she didn't and she regretted it. I researched all the different insurances on the market and Healthy Paws is the most straight forward plan and best coverage for the unexpected. I wholeheartedly endorse Healthy Paws!