I can not say enough great things about Healthy Paws Pet Insurance. One of my dogs had to have major eye surgery and I am so thankful that I have coverage for her with Healthy Paws. I submitted the claim online on a Saturday night. Monday they emailed me asking for her complete medical history. I got that from my vet and emailed that to Healthy Paws. Thursday of the same week Healthy Paws notified me that the claim was complete and how much my reimbursement was. Fast and fair - who could ask for more than that??!!