Justice required major emergency abdominal surgery. This was the first time I've had to use the insurance so I was a little worried about the turn around for reimbursement. I was also nervous about whether the insurance would really cover all of The costs. I was pleasantly surprised. Not only was my claim processed within a week, Healthy Paws covered every bit that they said they would. This allowed me to focus on Justice's recovery rather than the insurance claim. I am so thankful for Healthy Paws. Thanks to them I can alwaysake sure that Justice gets the beat medical care no matter what the cost.