My dog, Mateo, a nearly 5 year-old yellow Lab, has only one speed when he's off leash: full out. He's an avid ball chaser, frisbee catcher and swimmer, who goes at one or all those activities just about every day, rain or shine. So, it wasn't a complete surprise when he tore the CCL in both knees. Thankfully, I had insured him with Embrace when he was still a canine toddler. The TPLO surgery to both knees was more than $6,000, and Embrace paid 80% within 2 weeks, plus charges for the pre-op appointments with his 'regular' vet and follow-up prescriptions.
This is the first time I've insured a pet, and it will be one of the first things I do with all subsequent furry companions. Embrace reviewed my claims quickly, direct deposited the allowed amounts into my bank account, and checked with me, by email, to make sure everything was handled according to plan.
I think Embrace is a terrific company, and I plan to be a client for a long, long time!