After getting a frenchie I knew I wanted a great insurance on her with hearing the breed can have issues. I did lots of research & even purchased a plan on her only to find out a month later they do not cover any congenital disease. She doesn't have any but whats the point of insurance if they dont cover everything. Thats when I cancelled and found Healthy Paws. I opted for 90% coverage with $100 deductible (many other plans available) I knew in case of an emergency I didnt want the cost of care to dictate the care for my baby. The plan is fair price and I am so happy I have it! My betsy had had some issues & I have had the best experience with Healthy Paws! They process my claims quick and never any hassle! The last claim was over $800 from a tumor my frenchie had to have removed & the reimbursement check was in my mailbox within a week. Im am very confident and I tell all my friends this is such a blessing! I am now considering it for all my dogs & will never get a new puppy without it!