Healthy Paws is the best!! The claim process is so easy, takes 2 minutes to lodge your claim online. Check received within a week. My dog recently had a serious accident and Healthy Paws have been so understanding and caring through the whole process. They made the claim process so smooth and easy that it left me the time to concentrate on my dog and not my finances. Also, unlike many other insurance companies, they cover hereditary conditions. Choose Healthy Paws - I promise you wont be disappointed!!