we purchased our dog from a breeder. After trying to get Embrace Pet Insurance we learned through your required pet exam that our young German Sheppard puppy had Hip Dysplasia. It was because of your required exam that we found that out, so thanks so much for the required exam. The only problem that we have is that it is considered as a pre-existing condition. He is a very costly addition to our family, but we love him so much. Thousands of dollars have gone into him. He is so young and I do not want him to suffer. Thank you so much we are very happy with your company.