We shopped around for Pet insurance over several months for our two Newfoundlands. We looked at the pros and cons of every major Pet Insurance company there is. We finally settled on Embrace and could not be happier. We held our breath when we submitted our first claim - waiting for small print to catch up with us. It never happened. We were treated so well and the claim was processed and paid quickly. The communication is consistent and they keep you informed of the status through the entire process. I strongly recommend Embrace to anyone seeking Pet Insurance.