My little guy Cootey was born with weak stifle's. By two years of age, he blew out his first cranial cruciate ligament and lateral meniscus. The bill for the surgical repair was $ 2500. VPI paid $2400 of the claim. I was amazed. Then believe it or not, four months after the first knee he blew out the other knees cranial cruciate ligament. Total rupture. The bill was $ 2400. VPI paid $ 2300 on the claim. Amazed again. I tell all my friends that my dogs have better health care coverage than I do. VPI is excellent and a great choice for dog owners. I can't thank them enough for taking care of my little Cotey as well as they did. I recommend them to everyone I meet.