I was super pleased with Healthy Paws. My dog Tashi had to have hip replacement surgery because his hip was so damaged that he was looking at a life of pain and/or pain medications. Healthy Paws handled the claims for his care and then his surgery so fast and paid the claim just as the policy stated. I had opted for the 90% plan and they paid their share right away. Now my Tashi will be able to live a pain-free life.