Getting pet insurance is the best decision Ive ever made for my pets. I learned the hard way by going through a tough situation with a dog that ended up passing. I was unable to afford a 5k surgery and had to make the hardest decision as a pet owner. Now my two cats both have insurance through VPI. As rescues you never know what type of health issues may arise. I've never had to submit a claim for one and the other has needs lots of medical attention. VPI has allowed me to give them both the best care possible. You never know what will happen and the policies are very affordable and a small price for peace of mind.