I have had Trupanion for many years for my two cats. You think that you would never need it but after a month of being enrolled in Trupanion Insurance, one of my cats had a seizure. Knowing that she was covered, I was able to tell the Vet to do all necessary tests with piece of mind that I would be reimbursed for covered expenses. I wouldn't have had that choice had I not chose Trupanion. Over the past few years, with ongoing treatment for my cat's seizure disorder including medication, covered expenses have been reimbursed within no time. It usually only took 2 days!! Thank goodness for Trupanion!