I began coverage on my Ragdoll after a scare with the pet food poisoning in 2007. I have been happy with my policy and the reimbursements so far. Unfortunately, my cat has developed asthma and is only covered for $440 per year. If we have to put her on an inhaler, it will cost $200 a month. That's why my title was Know Your Coverage! You may not be covered for as much as you might think.