My 1.5 year old labradoodle, Dixie, became very sick with a fever of unknown origin & spent about 5 days in the emergency hospital. I had just gotten insurance through Healthy Paws a couple months prior to that & am so glad I did. We were able to focus on taking care of Dixie & did not have to worry about the costs of all the procedures the doctors had to perform to finally find a diagnosis. She had to have lots of labwork, radiographs, ultrasounds, joint & spinal taps before we were able to come up with a diagnosis. I was quite pleased that Healthy Paws covered the costs of all of these procedures without questioning anything. I am an office manager for an equine vet practice, so I know firsthand that is not always the case with other insurance companies. I highly recommend Healthy Paws if you are looking for insurance for your pets.