I did my research prior to signing up with Healthy Paws; they had the best types of coverage by far. I've learned early on that they live up to my very high expectations. My Frenchie puppy, Hugo, woke up very sick one morning-after a day in the hospital with many xrays and lab tests, and 3 weeks of recovery, I finally have my little clown dog back in great health. Healthy Paws was one of the only bright spots during this entire experience. They processed my claim quickly and efficiently. They even sent me an email checking in to see how Hugo was doing! Who does that anymore? I can't recommend Healthy Paws highly enough!