I have VPI for my current dog and for my previous dog who is now deceased. For all claims I've ever submitted, I've received a minimum of 60% of the claim amount reimbursed. My most recent claim for $900 resulted in a reimbursement of $818 which was a pleasant surprise. My reimbursements have always been higher than what I pay annually for the cost of her insurance so that in itself is a big help and any extra is great. I don't expect any pet insurance to cover everything because what insurance (pet, auto or people) ever does but it's definitely a big help and as long as I have my furkid, she'll always be insured!
West Highland Terrier