We have had Healthy Paws insurance for our 2 dogs for a few years.One of my dogs got into anaphylactic shock because of food allergies which we were not aware of and we had to take her to the ER. She had to stay at ER hospital for 2 days which cost us almost 2700 dollars. We did not hesitate to take her there because we knew that Healthy Paws would pay us back. Filing a claim has never been that easy with the new system they have. We downloaded the mobile app and just needed to take photos of the invoices. The next day after we sent the photos, our claim was completed. We are very happy with Healthy Paws Insurance and I already recommended them to my friends who have pets.