I called and read a lot about different pet insurance plans. Healthy Paws is the best! Reasonable premiums and quick and easy claim process. Our German shepherd got bloat and would have died without immediate surgery. If we did not have healthy paws, we would have had to let her go due to the $4000.00 price tag. With Healthy Paws it only cost us $800 out of pocket! They have also been amazing at reimbursing for allergy treatments. Get this insurance and you will never regret it.