We looked for pet insurance that would have standard coverage of all the real problems dogs have like stupid stuff they do or eat, knee and breed specific issues. We debated but now I can say it is the right decision for any dog.
I just spoke with Jessica at Pet Plan who is helping with my dogs 3rd knee surgery claim on the same knee. It didn't even phase her that this is his 3rd knee surgery in a year or that it was more expensive this time since we went to a specialist. I was worried she would say it would be rejected or I would need to work through tons of run tape. But instead she said she would call the vet and get the extra information to get the claim finished. 5 minutes later I received the email saying she had already contacted the doctor and the claim was proceeding.

Not all dogs need 3 knee surgeries but all dogs have their problems.Pet Plan has made it so that we can give our dog a great quality of life. Employees at Pet Plan like Jessica makes it better for us owners too.